News! Kai is raising Series A via Gems

Digital Banking For The AI Age

One account for fiat, crypto, and stocks. Lightning-fast setup.
AI agents, APIs and skills.

Kai dashboard
Kai is a fintech platform powered by AI agents, not a bank. Banking services provided through FDIC-insured partner banks. Cryptocurrency services provided by regulated partners.

Configured to your needs

Imprint Core, the financial technology platform we built
from scratch, lets us configure all our products to
your brand's unique needs, goals, and specifications.

FLEXIBLE

Modular, flexible technology delivers the business experience in the manner your customers want, across web, mobile, and more.

CUSTOMIZABLE

Fully customizable platform allows your customer and SRX lead to drive the right business outcome.

TAILORED

Tailored marketing partnership makes sure we maximize communication with your customers and always reflect your brand.

Learn more about our tech
Everything you need

Built for your complete financial picture.

Accounts & Banking

All your accounts in one secure dashboard.

Real-time Tracking

Every transaction tracked the moment it happens.

Budgets & Goals

Set limits and goals. Kai tracks progress automatically.

Smart Invoicing

Send invoices and collect payments directly into Kai.

Payment Scheduling

Automate recurring payments. Never miss a due date.

AI Insights

Get personalized recommendations based on…

Run your business like a seasoned pro

Automations

Reduce busywork with automated transfers, approval flows, and AI-powered transaction categorization.

Total visibility

Get a clear view of all available funds and money in and out, in one snapshot.

Capital readiness

Know how much funding you can access — instantly.

Guidance

Chat support for all customers, plus dedicated account management for those who qualify.6

Credit Card

Go virtual

Create and add virtual cards to your Apple Wallet or Google Wallet to start paying right away.

Kai in numbers

$24B

managed across Kai accounts

180K

people managing their finances with Kai

98%

customer satisfaction score

3.65%

annual yield on Kai Treasury accounts

Frequently asked

Answers, before you ask.

Can't find what you're looking for? Our team is happy to help — usually in under an hour.

Contact support
Yes. The Personal plan is free forever — no trial, no credit card. Plus and Business plans add features for people who need more, but the core experience stays free for everyone.
Kai connects through regulated open-banking providers using read-only credentials. We never see or store your bank password, and you can revoke access from inside Kai or from your bank at any time.
Over 12,000 banks and financial institutions across Europe, the UK, and North America — including most major credit cards, brokerage accounts, and crypto wallets. If you don't see yours, let us know and we'll prioritize it.
Your data is yours. You can export everything to CSV or JSON in one click, and full deletion happens within 30 days of your request — automatically logged and confirmed.
Kai surfaces patterns and helps you make informed decisions, but it isn't a licensed financial advisor. For investment, tax, or legal questions, we recommend talking to a qualified professional.
Absolutely. The Business plan supports multiple seats, role-based permissions, and integrations with accounting tools like Xero and QuickBooks. Talk to our team for a custom walkthrough.
Ready when you are

Take five minutes. Take back your finances.

Connect your first account, set one goal, and let Kai handle the rest. The first insight usually arrives before you've finished signing up.

No credit card · Cancel anytime